Investing is often an overlooked financial move. Most people think that the act itself is only useful and doable by people who have enough money to spare. However, it doesn’t have to be like that. If you truly want to invest, you should do it as soon as possible. And as they always say, there’s no better time to invest than right now!

There are three reasons why you should invest: retirement, inflation, and financial freedom. For the past few years, the inflation rate’s around 2% to 3%. Your $10 today can become the equivalent of $6.20 years later. Without securing your retirement and countering inflation, you’re basically getting 2% to 3% poorer every year.

Basic Investor Lingo

investor lingo

You can easily get lost in “investment conversations.” So, it’s just proper and crucial that you familiarize yourself with the basic terms used by investors. Knowing these terms will also allow you to easily understand other articles about investments in general.


A “bear” stock or market means it’s falling in value.


A “bull” stock or market means it’s rising in value.


The ask or “asking” price is the lowest price a seller will accept when selling his stock or security.


The bid is the highest price a buyer will accept when buying stock or security.


A broker is a commission-based middleman who sells or buys investment for you.

Book Value

This refers to the total value of the company minus all its liabilities.

Blue Chip

When a company is referred to as “blue chip,” it means it has an excellent financial reputation.


This is the amount shareholders get from the company, which comes from a portion of its profits. It’s paid annually or quarterly. The Board of Directors of the company is responsible, but is not required to declare the company’s dividends.


These are buyable and sellable assets, which include bank deposits, bonds, and stocks.

Equities or Stocks

You can buy stocks from a company. Once you get stocks, you become an owner of the company. Your ownership depends on the amount or percentage of the stock you have.

Where to Invest Your Money


Here are the businesses into which you can put your money, and just wait for it to grow, according to Investor Place ( According to predictions, the following companies are relatively safe to invest in for the next 10 years. Also, if you’re planning to start your investment adventure, you had better prepare to invest a minimum of $10,000.

Here are the 10 companies you should invest on:

  1. Alibaba Group Holdings Ltd – NYSE: BABA
  2. Nuveen Real Estate Income Fund – NYSE: JRS
  3. Lululemon Athletica Inc. – NASDAQ: LULU
  4. Paradigm Micro-Cap Fund – MUTF: PVIVF
  6. CyberArk Software Ltd – NASDAQ: CYBR
  7. Vanguard Mid-Cap ETF – NYSEARCA: VO
  8. Fuller & Thaler Behavioural Small Cap Equity Fund – MUTF: FTHNX
  9. Cymbria Corporation – TSX: CYB
  10. Vanguard FTSE All-World ex-US ETF – NYSEARCA: VEU